You’ll typically need a valid Emirates ID, passport copy, salary certificate or trade license, and 6 months of bank statements. Additional documents may be requested based on your employment type or financial history.
Contact us for a personalized checklist.

Approval usually takes 3 –7 business days. Timelines vary by bank and document readiness.
We’ll guide you on how to speed it up — just reach out

Yes. ROOFIQ works with banks that offer competitive mortgages to expats for both freehold and leasehold properties.
Contact us to check your eligibility.

Yes, non-residents can apply with select banks, though eligibility and available options may be more limited. We assist non-resident investors in navigating requirements and identifying banks that accommodate overseas applicants.
Contact us to see which banks you qualify for.

Most banks require AED 10,000/month, though this varies.
Let’s evaluate your profile together to find your best fit.

Yes. In general, expats need 20% and Emiratis 15% of the property value.
Talk to us about options for fee financing and special offers.

Absolutely. We specialize in helping clients transfer to better rates and terms.
We’ll assess if a transfer makes financial sense for you — contact us.

Yes — our consultation and mortgage advisory service is 100% free to clients. We are compensated directly by banks, so you get expert guidance without extra cost.
Feel confident asking us anything — we work for your best interest.